This is B2Holding

A leading pan-European debt specialist

B2Holding is a professional and reliable partner within the debt purchase and servicing industry. Our vision is to become the leading trusted partner that actively re-shapes the credit management industry.

Through our business solutions we contribute to handling society’s debt problems, bridging the gap that defaulted debt represents in the credit chain. Our business is about people and creating shared value for business and society. Being a socially responsible creditor and a trusted solution provider for our partners are fundamental in our way of doing business.

  • Nordic-based
  • Diversified by geography and asset classes
  • Solid capital structure with prudent leveraging

Business lines

The Group’s main business lines are Unsecured and Secured Asset Management. The countries are allocated according to their dominant ERC asset class and expected market potential.

Unsecured markets:

Norway, Sweden, Denmark, Finland, Estonia, Latvia, Lithuania, Poland, Spain, Bulgaria, Czech Republic, Hungary

Secured markets:

Italy, France, Romania, Greece, Cyprus, Slovenia, Croatia, Serbia, Bosnia and Herzegovina, Montenegro


  • Norway, Head office in Oslo
  • Luxembourg, Investment office and portfolio owner

Key financial figures

(NOK million)20202019
Total operating revenues3 1742 874
Operating profit (EBIT)1 224959
Profit after tax309107
Net interest-bearing debt11 068
11 379
Total assets17 16916 942
Equity ratio28 %25 %
Basic earnings per share (EPS)0.750.26
Book Value of Equity Per Share (BVPS)11.519.18

Estimated Remaning Collections (ERC)

Revenue split %

Gender distribution %