In today’s world, non-performing loans create a gap in the credit chain and represent a problem for individuals, companies, banks and society in general. As a leading pan-European debt specialist, B2Holding is a part of the solution.
By purchasing, collecting and provide servicing on non-performing loan portfolios, we help financial institutions uphold their profitability while solving their customers’ debt problems.
Through our business, we aim to bridge the gap in the credit chain and contribute to more efficient use of the capital available in society.
Book value of portfolios
Gross collection from purchased loan portfolios
A Year in Transition
In 2019, we outlined a new strategy for the Group with a stronger focus on our core markets and increased servicing revenues through assets under management, while continuing to improve the effectiveness and efficiency in our operations.
Erik J. Johnsen, CEO
Our business model
We find solutions
B2Holding purchase and service portfolios of non-performing loans from clients such as banks and other financial institutions. Through providing debt collection and recovery, we help customers settle their debts while allowing our clients to focus on their own core business.Our services
We help people back on track
We know that anyone, for various reasons, can end up in a situation of unpaid debt. At B2Holding, we find solutions. Through negotiation and collaboration, we seek to find amicable solutions applicable to each individual and help solve our customers’ debt problems.Our customers
We are a reliable business partner
For most banks and other financial institutions, the efficient management of non-performing loans is not part of their core activities. At B2Holding, we have the required data and skills to provide a reliable pricing of any portfolio, combined with the expertise to efficiently collect the outstanding debt.Our partnerships
We bridge borders and cultures
Our people are committed to helping people back on track and finding amicable solutions. With 2,781 employees across 23 countries, we bridge the borders between our units by fostering an open and proactive work environment and sharing knowledge and resources – paving the way for a strong common culture.Our people
We help manage society’s debt problems
Non-performing loans are a burden for the economic society. When debtors fail to meet their loan obligations, it causes a strain on credit supply and banks’ balance sheets. Our industry plays a key role in restoring the credit chain by providing debt solutions and contributing to the reduction of overall NPL volumes across Europe.
Bridging the gap in the financial ecosystem
B2Holding is a vital part of the credit ecosystem, bridging the gap between the lending industry and individuals and company borrowers unable to meet their obligations. This is a challenge for all parties in the ecosystem: for the lending industry which does not get paid; social aspects for individuals in financial difficulties; the survival basis for companies employing individuals, and thus; ripple effects for the society as a whole.